Most people set up their 401(k) once and then quietly forget about it. They pick a contribution rate, choose a fund or two, ...

While high inflation may be painful for American shoppers and households, it also means higher contribution thresholds. Money; Getty Images If you’re planning to save more for retirement in 2026, ...

If you're going to save for retirement, it generally makes sense to do so in a tax-advantaged account. That way, you can shave down your IRS bill in some shape or form in the course of building up a ...

In January 2026, the new Roth catch-up rules take effect. The mandate prevents workers over 50 who earned more than $150,000 the prior year from making pre-tax catch-up contributions to their 401(k).

If you’re a Teamster-UPS member, your 401(k) plan isn’t just a savings account—it’s a complex vehicle shaped by union negotiations and recent policy shifts. With the 2025 ban on new UPS Stock Fund ...

For the past 24 years, workers age 50 or older have been able to supercharge their 401(k) accounts by making “catch-up” contributions as they approach retirement. But new rules from the IRS will ...

Qualified distributions are allowed at age 59½, but an exception may allow you to make a penalty-free withdrawal ...

If you’re a high-earning, older worker, the rules for making “catch-up” contributions to a 401(k) or similar job-based retirement plan have changed. Starting this year, employees age 50 and older ...

In 2022, Congress passed the Secure 2.0 Act, which affected many 401(k) rules the workers need to know about today. The Act mandated that certain 401(k) retirement plan changes would be made in stages ...