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Facing pressure from President Trump, credit card issuers are exploring ways to ease borrowing costs.

Digital wallets might include Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay, for example. This way you can pay for goods and services, for example in shops, by tapping your phone on the card reader in a similar way to other contactless payments.

The CFO of the largest U.S. lender didn’t rule out that the banking industry could take legal action if a credit card interest rate cap is imposed, as President Donald Trump has suggested.