A life insurance death benefit is paid tax-free and there are tax-advantaged ways to access cash value ...

Permanent life insurance policies generally grow cash value that you can borrow from or withdraw for any reason. The way the cash value grows depends on the type of life insurance policy. The cash ...

Taking out a loan against your life insurance policy does not count as taxable income. Learn how a taxable event occurs if ...

Cash value life insurance combines lifelong coverage with a savings component. The savings accumulate over time and can be accessed through loans or withdrawals. Premiums for cash value life insurance ...

Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and ...

These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations ...

How to choose a policy that provides lifelong coverage and often a cash value feature Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance staff writer at Buy ...

With today’s volatile markets, clients are increasingly anxious about having control of their money and easy access to cash. Our industry’s traditional product, participating whole life insurance, can ...