Higher-income earners must make 401(k) catch-up contributions with after-tax dollars and place them in a Roth account.

The 401 (k) contribution limit increased from $23,000 in 2024 to $23,500 in 2025. The catch-up contribution limit remained at ...

There is a lesser-known tax change that has gone into effect this year. This is impacting high-earners making over $150,000 ...

Contributing to a 401(k) is a great way to build a solid retirement nest egg over time. And if you're 50 or older, you have an even greater opportunity to build up a large retirement plan balance, ...

Beginning in 2026 401(k) participants who are age 50 or older and high earners will face new rules regarding how and if catch-up contributions can be made to their employer’s 401(k) plan. Starting in ...

How does your nest egg compare? Explore the average retirement savings by age in 2026 and learn expert strategies to catch up ...

For 2026, employees age 50 and older who earned more than $150,000 in 2025 must make their catch-up contributions to a Roth 401 (k). (The law originally set the threshold at $145,000, but the amount ...

Higher contribution limits: The 2026 IRS limit for 401(k), 403(b), and 457 plans rises to $24,500, with additional catch-up allowances for older workers. Roth-only catch-up: High earners over $150,000 ...

Since 2002, retirement savers age 50 and over have had the option of making “catch-up” contributions to their 401(k) plans, which stack on top of the regular limits for employee contributions to ...