Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

Between today's record-high credit card rates, the compounding nature of credit card interest and the elevated borrowing costs on other types of loans, lots of Americans are dealing with debt-related ...

Credit counselors reported a significant surge in demand for financial counseling services so far this year, warning that the trend signals an increase in financial distress among U.S. consumers.

Many Americans—about half—carry credit card debt from month to month, and about 53 percent of them have been in debt for more than a year, according to a survey by Bankrate.com. Households with credit ...

Americans now owe nearly $5 trillion in non-housing debt, according to the Federal Reserve Bank of New York, a sum that’s increased more than 60% over the past decade. As our debt has grown, so has ...

Millions of Americans are struggling with credit card debt, and in 2026, some may qualify for relief through credit card debt ...

If you're struggling with overwhelming debts and bills, it can be difficult to get your finances back on track on your own. That's where debt counseling services and credit counselors can provide ...

It?s a credit counseling Battle of the Bulge. With an estimated 14.44 percent of U.S. subprime mortgages in default and 1.8 million of them about to reset at 30 to 50 percent higher monthly payments, ...

If you’re feeling stressed about debt or unsure how to get your finances under control, you’re not alone. Millions of people struggle with money management, missed payments or mounting credit card ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. While debt management plans are often confused with other types of debt ...

After an initial evaluation, a counselor will advise you on the best course of action to tackle your debt, whether you need general personal finance advice, bankruptcy counseling or something else.

Credit counseling could be a viable option if you're struggling to repay your debt. Debt management plans, bankruptcy counseling, student loan counseling and housing counseling are all popular credit ...