An 850 credit score won't get you lower rates. Here's what actually changes, what doesn't, and why perfect credit still matters.

Regardless of what happens to the proposed credit card interest rate cap, a better credit score gets you access to better rates.

Your credit score shapes every aspect of your mortgage terms, from your interest rate to your total repayment amount. Lenders ...

Changes in the way credit scores are determined are on their way. The change means that millions of people could end up paying more when they take out a loan. FICO scores are used to assess a consumer ...

FICO’s inaugural Credit Insights report shows U.S. credit scores dipping as inflation and student loan payments weigh on consumers. Gen Z faces the steepest declines, with student loan debt driving ...

Average credit scores dropped in all 50 U.S. states between 2024 and 2025, pointing to growing financial strain.

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

According to Manish Shara, co-founder and chief executive officer at fintech platform ZET, a healthy credit score is not ...

Student loan borrowers getting a break on their payments right now are seeing an additional benefit. Their credit scores are going up. The average credit score of all student loan borrowers increased ...