Digital currencies, programmable money and agentic payments are reshaping banking and the future of payments. Will banks take the lead or risk losing billions in fees?

Last week, Rep. Sean Casten (D-IL) claimed that “Outside of China,” central bank digital currencies are “largely theoretical.” If only Casten were correct. As my colleague Nick Anthony points out, 10 ...

This episode argues that “globalization” is not just trade, but a pathway toward centralized control over borders, currency, law, and national identity. It starts with mainstream definitions and ...

On a special episode (first released on May 14) of The Excerpt podcast: There’s something to cold hard cash. You can hold it; you can smell it; it feels a certain way in your pocket. Earlier this year ...

Digital money is an umbrella term that encompasses all forms of money that exist in digital format, whether centralized or decentralized. It refers to the digital representation of monetary value used ...

The world’s central banks are moving briskly, and it would seem inexorably, toward introducing digital forms of cash. But I think they are underestimating the backlash from people who worry that ...

Under the leadership of President Joe Biden, the White House and the Federal Reserve have started to lay the groundwork for a programmable, trackable, easily manipulated digital currency. It might ...

Project Hamilton is a collaborative research project between the Federal Reserve Bank of Boston and the Massachusetts Institute of Technology’s Digital Currency Initiative. The project is focused on ...

Pacific island countries are eager to leverage the opportunities of the digital money revolution by developing payment systems, expanding financial inclusion, and mitigating the loss of correspondent ...

If it seems everyone is talking about bitcoin these days, you're onto something. The digital currency has been hitting record highs and neared $100,000 this past week, having doubled in value ...