Earlier this month, Senators Tim Johnson, D-S.D., and Mike Crapo, R-ID, reached a bipartisan agreement on legislation that aims to ensure the solvency of the Federal Housing Administration. The ...

Back in the early- to mid-2000s, virtually every marginally competent loan officer (LO) could open up an office … what we used to refer to as a “trunk of your car” mortgage company. Unfortunately, for ...

The Federal Housing Authority (FHA) recently released Mortgagee Letter 2011-22, which addresses some of the concerns raised in a May letter to the FHA from several different housing-related trade ...

FHA: Questions and answersJeff Mifsudyield-spread premiums, eligibility, guidelines, downpayment assistance The time to learn how to do Federal Housing Administration (FHA) loans is now! With all of ...

Whether it is a house, a bushel of wheat, or a share of stock---when a buyer and seller come together an item trades hands. A lower price will always benefit the buyer. Is that the case in the labor ...

The Federal Reserve's Senior Loan Officer Opinion Survey on Bank Lending Practices asked lending officers from 64 institutions for information on changes in lending standards and demands for loans ...