Beginning July 1, 2026, new federal rules will reshape how student loans are repaid, and experts say borrowers should start preparing now to avoid surprises.

Several million borrowers may lose access to affordable payments and eventual student loan forgiveness if they don’t take specific steps by April 1, 2026.

Since December 5, over 400 student-loan borrowers have shared their stories while gearing up for Trump's major repayment overhaul this year.

STUDENT LOANS, LISTEN UP. THERE ARE A NUMBER OF CHANGES BEING MADE TO REPAYMENT PLANS. AND THERE ARE SOME NEW PLANS AS WELL. IT’S ALL PART OF THE RECENTLY PASSED GOVERNMENT SPENDING BILL. THE ONE BIG BEAUTIFUL ACT. AND JOINING US MORE TO TALK ABOUT THESE ...

Federal wage garnishments on defaulted student loans return after 5 years, with major repayment changes and the early end of the SAVE plan in 2026.

CHICAGO (WLS) -- Nearly 44 million Americans have student loans totaling more than $1.6 trillion, according to the New York Federal Reserve. Starting September 1, interest will start accruing again on student loans. In October, borrowers will have to ...

Jake Safane has nearly 15 years of journalism and marketing experience on topics ranging from local entrepreneurship to international banking. He has written for publications such as The Economist, LA Times, Business Insider, and CBS MoneyWatch. Currently ...

Monthly payments could drop, but most borrowers will pay more in interest over time. What to expect now that President Trump's "Big Beautiful Bill" is law. Rebecca Safier is a personal finance writer and certified student loan counselor who specializes in ...