A home warranty and home insurance both provide peace of mind, but they offer different types of coverage. Find out how they differ and if you need both.

Learn the differences between homeowners and mortgage insurance. Find out how each one protects your investment or lender and what they mean for your mortgage.

Among large insurers, Travelers has the cheapest annual home insurance on average at $2,055, according to NerdWallet's analysis. Many, or all, of the products featured on this page are from our ...

If your house goes empty for more than a month or two, you might need special coverage. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you ...

Geico insures millions of vehicles in the U.S. but does not sell its own home insurance policies. The Geico Insurance Agency partners with other insurance companies to meet your homeowners insurance ...

You don’t have to live in a disaster-prone place for your homeowners insurance bill to make you feel like disaster has struck. Homeowners insurance premiums have risen significantly throughout the U.S ...

If you haven’t filed a homeowners insurance claim in a long time—or ever—and are seeing your premiums soar, switching to another insurer sounds like a no-brainer. Even if you’ve had a claim in recent ...

Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full ...

How Do Home Insurance Deductibles Work? After you file a claim, the home insurance company reviews the loss and offers a claim payment minus the deductible amount. Imagine you have a $1,000 deductible ...

Homeowners insurance premiums have risen 24% over the last three years, according to the Consumer Federation of America, and they're expected to increase another 10% by the end of 2025. Climate change ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...