Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

John McCormick is a former deputy editor at The Wall Street Journal and has been an editor and reporter at several other media outlets, including Digital Insurance and Financial Planning, where he ...

Add Yahoo as a preferred source to see more of our stories on Google. Without cars, many people would have trouble getting from point A to point B. And if you drive, it’s important to protect yourself ...