An Individual Retirement Account (IRA) is one of the most powerful personal retirement tools in 2026 — offering either ...

This retirement account may seem appealing because of the freedom it affords, but it will cause you to bleed precious money ...

For decades, individual retirement accounts have been used primarily by wealthier households as a way to roll over funds from employer-sponsored 401(k) plans. But a new study from the Center for ...

Maybe you have already dipped your toe into the alphabet soup of possibilities for retirement savings and felt overwhelmed. Or perhaps you do not know much about your retirement savings account ...

Federal Reserve data show how much Americans ages 18–34 have saved for retirement, how participation in retirement plans is ...

The Schwab Short-Term Bond Index Fund (SWSBX) is a solid short-term bond fund. About 70% of the nearly 3,000-issue portfolio ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Vikki Velasquez is a researcher and writer who has managed, coordinated, and directed ...

Early withdrawals are generally subject to a 10% penalty, in addition to normal income taxes. But there are lots of exceptions—including some new ones. Here’s the latest. One source Americans consider ...

And how much is enough? I ask Carl Richards this question because he hosts a podcast about financial planning and raises this ...

Seasoned federal employees who survived the turmoil of 2025 might be thinking: Should I retire in 2026? You should make this most crucial and personal of decisions on the basis of where you want to be ...