CNBC Select chooses the best credit repair companies that can help you dispute incorrect information and raise your score.

A legitimate credit repair company typically charges a monthly fee. It may charge a “first-work fee” to cover the time spent reviewing your credit report and determining a course of action.

The Credit Repair Organizations Act regulates companies that perform credit repair services. The law protects consumers by ...

Legitimate credit repair companies must comply with the Credit Repair Organizations Act (CROA). The CROA establishes clear guidelines for how credit repair can operate.

There are legitimate debt relief or settlement companies, but some can be scams. Here’s how to spot them.

A credit sweep is a fraudulent credit repair tactic that disputes all negative items on a credit report at once.

But make no mistake about it: While there are some legitimate credit-repair companies, many of the claims you hear advertised are usually false and a con to get your cash.

Investopedia’s comprehensive research into the credit repair industry found CreditFirm.net, Credit People, and Credit Pros to be among the best credit repair companies.