When credit card debt feels unmanageable, some borrowers look for ways to change the terms — but is that possible?

One big problem with credit cards is if you keep using them for purchases, you may never pay off your debt. Personal loans, on the other hand, come with a fixed interest rate, a fixed monthly payment and fixed repayment schedule that dictates the exact date you’ll pay off your debt for good.

Consolidate credit card and other high-interest debt.

It could take a while for our economy to return to pre-pandemic form. The Back-to-Normal tracker from CNN and Moody’s Analytics says since October, the economy has been stagnant, operating around 80% of its pre-pandemic level. But despite the ...

For example, the Prime Rate is currently 6.75%. There’s nothing preventing a card issuer from tweaking a new customer offer from Prime Rate + 13% up to Prime Rate + 13.25% if it wishes to mitigate the impact of a Fed rate cut and make more money from interest charges.

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But how much relief can debt forgiveness really provide right now on a $75,000 balance? Below, we'll explore what the numbers ...

Taking on too much credit card debt is all too easy, especially for students with lots of expenses and little income. Here's advice on paying it off.

Half of Americans are in some sort of credit card debt. If that’s you and you’d like to change that in the New Year, 5 On Your Side is here to help.

These three cards offer a long 0% intro APR period for balance transfers, perfect for building a clear debt payoff plan for 2026.