Homeowners insurance rates are rising across the U.S., driven by climate change, rising cost of building materials and surging home prices. Almost half of property insurance policy holders in the U.S.

Elizabeth Guevara is a personal finance reporter who explains the world of business and economics and how it impacts your finances. She joined Investopedia in 2024. Scott Olson / Getty Image Insurers ...

Homeowners often brace for a higher renewal bill, only to discover that the real financial shock comes from quieter increases ...

Home insurance rates have skyrocketed nearly 70% in the past five years, according to ICE Mortgage Technology. For single-family households with a mortgage, premiums are averaging around $2,370 per ...

Your homeowner’s insurance can jump even if you’ve never filed a claim. Consumer Investigator Caresse Jackman explains how ...

As premiums rise sharply, financial planners say homeowners still have levers they can pull – but only if they treat insurance as an active financial decision, not a passive bill. Home insurance ...

The cost of home insurance in the United States rose by ~89% between 2014 and 2025, as rapidly climbing home prices, more frequent extreme weather events and inflation impacted insurers and homeowners ...

Insure.com reports that Amica ranked as the top home insurance provider for 2026, followed by Travelers and Allstate, based ...