One of the most effective retirement withdrawal strategies is to take distributions during years when your taxable income is ...

A generation of retirement advice has focused on one fear above all others: running out of money. Yet for many well-prepared ...

Learn how Net Unrealized Appreciation (NUA) may reduce taxes on employer stock held in a 401(k) and when this ...

The classic 4% rule for retirement withdrawals was built for a bygone era. Learn why it's less reliable today and how to build a flexible spending plan that fits your life.

These 10 strategies have seen their heyday come and go. They've essentially become obsolete, with updated models supplanting them to provide more effective savings and distribution rules built for the ...

But for the savvy investor, an IRA has a life cycle that must evolve as they do. From a teen’s first summer job to a retiree’s final legacy bequest, the optimal way to use these accounts changes based ...

Lucy Lazarony is an experienced personal finance journalist and writer who got her start in 1998 writing about financial topics. She writes accessible and easy-to-understand articles about credit, ...

As the former head of the Pooled Plan practice at a major record keeper, I had hundreds of conversations with advisors, consultants, TPA’s, pooled plan providers, fund partners and others looking to ...

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. You worked hard for your money all your life so keeping ...

Retirement presents special challenges, financial and otherwise, to retirees. Fortunately, they don’t have to face those ...

Your first year of retirement involves big 401(k) decisions: rollovers, withdrawal sequencing, RMD timing, and tax planning.