Single-premium endowment plans offer a lump-sum investment with life cover and modest returns.Typical returns range from four to six per cent, prioritising capital safety over wealth creation.Tax-free ...

While the life insurers paid an average first year commission of 26%, the industry disbursed renewal commission of 4% in April-September 2025.

Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website.

Learn how vanishing premiums in life insurance use policy dividends to pay premiums, and explore key considerations to avoid common financial pitfalls.

Learn how to calculate the face value of a life insurance policy and discover factors that might influence changes in this ...

Whole life insurance is a form of permanent life insurance, which means the coverage remains in force until you die as long ...

The Life Insurance Consumer Advocacy Center (LICAC) is asking life insurance companies and agents to improve communication and transparency practices regarding flexible premium policies. Flexible ...

Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website.

A $1 million policy might be more affordable than you think Written By Written by Insurance Writer, Buy Side John is a staff writer at Buy Side. He specializes in translating complex consumer and ...

Learn about the pros and cons of life insurance riders.

Life insurance new annualized premium increased 16% year over year to $4.3 billion in the third quarter, according to LIMRA’s preliminary individual life insurance sales results, which represent 80% ...

A straight life insurance policy is more commonly known as whole life insurance since it’s designed to last the policyholder’s lifetime. The premium does not change and beneficiaries typically receive ...