Average FICO score dips, but closer look exposes K-shaped economy

Missed student loan payments and rising mortgage delinquencies are hurting Americans' average FICO scores, but the impact is ...

Gen Z’s credit scores are cratering — and Trump’s student loan crackdown is the biggest reason why

Trump’s rollback of student loan protections has pushed millions of young Americans into delinquency. The national credit score is the worst since 2009.

Credit scores fall nationwide as Americans carry more debt

A WalletHub report reveals a nationwide decline in credit scores, sparking concerns about rising debt and cost of living impacts across the U.S.

Credit Scores Tick Down as Borrowers Struggle With Student Loan and Mortgage Payments

The average U.S. credit score fell to 714 in October 2025, down one point from April 2025. Student loan delinquencies rose ...

Here’s How Credit Scores Have Changed Over the Past 5 Years — and What It Means for Your Money

The average credit score in the U.S. rose during the pandemic, then slipped as debt and missed payments grew. Find out what it means for borrowing today.

Credit Scores Explained: Why Yours May Differ and Which One You Should Focus On

No two credit scores are the same, even if they belong to the same person. That's because the financial industry uses different scoring models for different purposes. FICO and VantageScore are most ...
AOL

Credit Scores for Those in Their 30s and 40s—How Do You Compare Today

A "good" score (670-plus) typically gets you approved, but climbing into "very good" (740-plus) unlocks the best rates on mortgages and auto loans. If you're in your 30s or 40s, your credit score is ...

FICO Score Credit Lab Targets Inclusion While Deepening Lender Analytics Ties

Fair Isaac (NYSE:FICO) has launched the FICO Score Credit Insights Lab, a digital platform for advanced credit analytics and portfolio modeling. The lab gives lenders tools to test new scoring models, ...
KUNC

As homeowners premiums rise, a study points to an overlooked factor: credit scores

Using a massive data set detailing some 70 million policies, researchers have found that “credit scores impact homeowners insurance premiums as much as disaster risk.” ...
Wall Street Journal

Our FICO Score 10T Predicts Your Credit Best

Silvio Tavares’s letter, “VantageScore Predicts Risk Better Than FICO” (Letters, Feb. 23), is irresponsible and incorrect. Mr. Tavares, VantageScore CEO—along with the mortgage market—know that FICO ...